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What is a prescription drug formulary?
Many carriers are now offering members a three-tier drug copay option. This program allows members to receive generic prescriptions at a much lower copay. However, for prescription drugs that do not have a generic alternative, a formulary (or list) of preferred name brand drugs that are covered is offered. This formulary is different for each insurance carrier. Brand name drugs not listed on the formulary are covered by most carriers, but for a much higher co-payment. Return to Frequently Asked Questions |
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