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Group Life Insurance is an inexpensive benefit that can be offered to your employees. The most common benefit is $15,000 life/ad&d. The employer usually pays for this benefit for the employee. The average premium is $7.35 per employee per month.

Voluntary Group Life Insurance can also be offered to the employees for themselves and their dependents. This coverage can be paid for via payroll deductions. This is a great way for employees with medical conditions to increase their life insurance because a specific amount of coverage can be offered without any medical underwriting. The employees will not have to go through a medical exam or answer any medical question to purchase the additional life insurance.

Most of the Voluntary Life policies on the market are also portable, meaning employees can take their coverage with them if they leave the company.