We specialize in group benefits, Medicare supplements and individual health insurance plans.

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Short Term Health Insurance provides coverage for individuals in between jobs or if they lose coverage and don't have a special enrollment period.

These plans will provide coverage for any new health conditions until the next open enrollment period for the individual plans. They will not provide coverage for any pre-existing conditions, wellness visits or outpatient drugs, but it can sure keep one out of bankruptcy if an unforeseen event occurs.

These plans do not contain all of the essential health benefits required under the Affordable Care Act so they do not keep one out of the penalty.