We specialize in group benefits, Medicare supplements and individual health insurance plans.

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Our agents have done their research and have a clear recommendation for your individual health insurance plan effective 1/1/20.

Scenario 1: If you qualify for Cost Sharing Reductions Subsidies (these help reduce your out of pocket expenses), you will want to consider the BCBS Silver Plan 2. 

Scenario 2: If you don’t qualify for CSR’s, the Bronze Plan 1 is the most cost effective plan for you. The premium for this plan is 50% less than the Gold plans. 

In addition to your annual wellness visit each year, these plans cover 2 FREE visits to the primary care doctor. 

You might also want to consider the Bronze Plan HSA 1. This plan doesn’t have any copays, but allows you to make tax free contributions to a Health Savings Account each year. Hit the HSA Tab for more information.

Contact Scott to understand why the Silver and Bronze plans are the most cost effective plans for you for 2020!