Medicare open enrollment for individuals 65 and over is from 10/15-12/7 and applications must be submitted by 12/7.

Denise Prater can help you with your Medicare enrollment. Open enrollment for individuals under age 65 runs from 11/1-12/15. Applications must be submitted and your enrollment completed by 12/15 to secure a 1/1/18 effective date.  Scott Davis or Shon Woodiel can help you determine if you are eligible for a premium subsidy on the Federal marketplace or eligible for coverage under the Arkansas Works program (formerly the Private Option).

We specialize in group benefits, Medicare supplements and individual health insurance plans.

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(501) 954-8100

We are here to help

Our agents have done their research and have a clear recommendation for your individual health insurance plan effective 1/1/18.

Scenario 1: If you qualify for Cost Sharing Reductions Subsidies (these help reduce your out of pocket expenses), you will want to consider the BCBS Silver Plan 2. 

Scenario 2: If you don’t qualify for CSR’s, the Bronze Plan 1 is the most cost effective plan for you. The premium for this plan is 50% less than the Gold plans. 

In addition to your annual wellness visit each year, these plans cover 2 FREE visits to the primary care doctor. 

You might also want to consider the Bronze Plan HSA 1. This plan doesn’t have any copays, but allows you to make tax free contributions to a Health Savings Account each year. Hit the HSA Tab for more information.

Contact Shon or Scott to understand why the Silver and Bronze plans are the most cost effective plans for you for 2018!