The Robbi Davis Agency, Inc. specializes in Medicare Supplements & Drug Plans and Medicare Advantage Plans. We personally guide you through this often complicated process to ensure you have the coverage that you need for the long haul.
Part A: offers some hospital benefits and is free of charge for individuals who have worked and paid into Social Security for a set amount of years.
Part B: offers some coverage at the doctor's office.
Note: The premium for Part B is based on your modified adjusted gross income; however, the majority of individuals will pay the 2016 standard premium of $121.80 per month for this coverage. *Depending on your income, your Part B premium could be higher.
Neither Part A nor Part B will cover all of your expenses. For this reason, you will want to consider a Medicare Supplement & Drug Plan when you turn age 65 to avoid underwriting or penalties later.
An exception is if you are covered by a group plan…you can waive Part B when you first turn 65 and elect it later when you lose group coverage without a penalty.
Please call Pam Drilling for assistance in determining if a Medicare Supplement & Prescription Drug Plan are right for you: (501) 850-8481